So you’re ready to dive into the world of homeownership and get a handle on the financial side of things? One of the first things you’ll want to figure out is how much house you can actually afford. Let’s break it down. According to Smart...
Considering whether to dive into the San Diego housing market now or hold off until next year? It’s a big decision, so let’s break it down. First off, take a peek at what’s happening in the market right now. Check out home prices, how many homes are...
Planning to buy a home in San Diego? Let’s ensure you’re financially prepared with this Financial Checklist for Home Buyers. Financial Checklist For Home Buyers Do a financial check up. Know your credit score, debt-to-income ratio, and...
Contemplating on closing your credit cards before applying for a mortgage? This can impact your credit score and, consequently, your mortgage application. The credit score plays a pivotal role in mortgage applications as it serves as a measure of an individual’s...
Buying a home entails more than just choosing a property from listings and settling in. It can be an enormous task, that’s why it’s wise to hire pros to help you along the way. But who do you turn to first: the lender or a real estate agent? The ideal sequence is...
Have you been seriously looking into buying a home this year but struggling to come up with a down payment? One thing you can consider is using your tax refund. It’s actually common for many first-time homebuyers to use their tax refunds as a viable down payment...
