Martha Cardoso
Operations Manager | Ruiz & Associates Real Estate Team | CA DRE# 02057090
Martha Cardoso brings over seven years of experience in real estate operations, transaction coordination, and client support. As the Operations Manager for Ruiz & Associates Real Estate Team, she oversees a team of nine agents, ensuring every transaction runs smoothly from contract to close.
Martha began her real estate career in 2017, earning her license while simultaneously working as a team assistant and transaction coordinator. Since then, she has gained extensive experience in both residential and commercial real estate, developing a reputation for her attention to detail, clear communication, and commitment to compliance.
Her professional background also includes years in education, where she worked with students from preschool through high school, primarily as a substitute teacher. This experience strengthened her patience, adaptability, and ability to connect with people—skills that now serve her well in the fast-paced world of real estate.
Whether supporting her team behind the scenes or guiding families through the homebuying process, Martha’s goal is always to make real estate less stressful and more rewarding.
Outside of work, Martha enjoys spending time with her husband and five children, staying active, and contributing to her community.
Broadpoint Properties Blog
Helpful Real Estate Insights from the Pros
Broadpoint
Properties Blog
Helpful Real Estate Insights from the Pros
What North County Buyers Wish They Knew Before Choosing a Condo or a House
Deciding between a condo and a single-family home in North County San Diego is one of the most common crossroads our clients face. In 2026, the market has shifted in ways that make this choice even more nuanced, especially when you are balancing lifestyle goals...
This Is What $700,000 Buys You in Different Parts of San Diego County
If you have been browsing homes in San Diego County lately, you have probably noticed that $700,000 means very different things depending on where you look. We hear it all the time from buyers who are just starting their search. They ask if that number still works, if...
The Problem with Online Home Values
We have all been there. It is late at night and you find yourself scrolling through real estate apps just to see what that house down the street sold for or what the latest algorithm thinks your own home is worth. There is a certain dopamine hit that comes with...


