The Difference Between Using the Bank and a Mortgage Broker

The Difference Between Using the Bank and a Mortgage Broker

Feb 1, 2023

We get this question a lot from our first time buyers — are banks and mortgage brokers the same? The quick answer is no and here’s the definition and difference between the two. A bank offers you a home loan. They usually have a set rate and strict rules for approving...
Does Size Matter? Should I Buy a Big House or a Small House?

Does Size Matter? Should I Buy a Big House or a Small House?

Jan 25, 2023

Not sure what size of home is the right one for you? We share the pros and cons of having a big house or a small house. Now, the size of a home depends on how you define it or relative to your current living situation. When we talk about small houses, we’re not...
Reasons To Speak With A Lender Even If You’re Not Ready To Buy Yet

Reasons To Speak With A Lender Even If You’re Not Ready To Buy Yet

Jan 18, 2023

Buyers usually start their house-hunting process just after having saved up for a downpayment.  It makes perfect sense right? But did you know that you need not wait until you saved up for a downpayment before talking to a mortgage lender? The following are the...
How to Know if You Can Really Afford to Buy a Home

How to Know if You Can Really Afford to Buy a Home

Jan 4, 2023

If you’ve decided to buy a home and want to learn more about the financials, then you’re in the right place. You’re probably wondering how much you can afford. The following items are the most important money matters to consider. Know Your Debt-To-Income (DTI) Ratio...
Legal Mistakes Home Buyers Make

Legal Mistakes Home Buyers Make

Dec 14, 2022

  First-time homebuyer? Good for you! There’s more to a home purchase than picking that one home you love. There are essential steps home buyers must keep in mind to make a home sale smooth and hassle-free. But did you know that there are some legal matters you...