Closing Costs Explained

Closing Costs Explained

Buying a home is like planning a big road trip—you’re excited about the destination, but you’ve got to prepare for the pit stops along the way. It may entail a few phantom costs such as homeowners’ insurance, moving costs, and home repairs. These are items that can...
Should You Close a Credit Card Before Applying for a Mortgage?

Should You Close a Credit Card Before Applying for a Mortgage?

When preparing to apply for a mortgage, every financial decision matters. One question many people ask is whether closing a credit card account will help or hurt their chances. Spoiler alert: it’s usually not a good idea. Your credit score plays a huge role in...
How to Finance Your First Real Estate Investment

How to Finance Your First Real Estate Investment

Your name, real estate entrepreneur — has a nice ring to it doesn’t it? There’s a reason why successful entrepreneurs and investors love buying properties for the long haul. Real estate can be super profitable if you play your cards right. It not only...
Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage

We previously talked about things to avoid before applying for a mortgage, now let’s talk about what not to do after. So you’ve just applied for a mortgage, and now you’re in that waiting game and there are a few things you wanna steer clear of during this...
Tax Season: Wrap Up the Year Neatly

Tax Season: Wrap Up the Year Neatly

It’s tax season! It’s time to start pulling together all of the documents that you will need in order to prepare your tax return on your personal property or your rental property in North San Diego County. Tax day isn’t until the 15th of April, but the time to start...