Contemplating on closing your credit cards before applying for a mortgage? This can impact your credit score and, consequently, your mortgage application. The credit score plays a pivotal role in mortgage applications as it serves as a measure of an individual’s...
It’s tax season! It’s time to start pulling together all of the documents that you will need in order to prepare your tax return on your personal property or your rental property in North San Diego County. Tax day isn’t until the 15th of April, but the time to start...
Have you been seriously looking into buying a home this year but struggling to come up with a down payment? One thing you can consider is using your tax refund. It’s actually common for many first-time homebuyers to use their tax refunds as a viable down payment...
Achieving homeownership is an aspiration for many Americans, yet it can pose considerable challenges. If you find yourself lacking funds for a down payment, one alternative is to utilize your 401(k) for the purchase of a house. Yes, in certain situations, you can use...
Feeling lost when the door to a home loan seems to close? If you don’t qualify for a home loan in San Diego, there are several steps you can take to improve your financial situation and increase your chances of qualifying for a mortgage in the future. We’re...
When it comes to buying rental properties, you can choose between making a cash purchase or securing a mortgage loan. Each method has its unique benefits and drawbacks. Here’s a comparison of purchasing rental properties outright with cash versus opting...
