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How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
A Must Read to Eliminate VA Home Loan Confusion
VA loan questions are some of the ones we get asked most often. Our active-duty military and honorably discharged veterans have some really great possibilities available for them in the real estate space, and there are some lesser-known facts about how to take...
Grossest Things in Your House You’ve Never Bothered to Clean
Quick question: What do you think is the grossest thing in your house? Whatever your answer is, just the thought of it likely made you scrunch your face. Thinking about cleaning it likely seems like a nightmare. We get it — life happens, you lack the time and energy...
Not Your Usual Halloween Home Decor Ideas
Spooky season is upon us and we’re here for it! If you’re looking for something more up-to-date and unique, take a look at these Halloween decor ideas for inspiration. We are also sharing tips for wicked yet chic decorating this time of year. Make a statement...