We previously talked about things to avoid before applying for a mortgage, now let’s talk about what not to do after. So you’ve just applied for a mortgage, and now you’re in that waiting game and there are a few things you wanna steer clear of during this...
So you’re ready to dive into the world of homeownership and get a handle on the financial side of things? One of the first things you’ll want to figure out is how much house you can actually afford. Let’s break it down. According to Smart...
Ever heard the term “mortgage servicer” thrown around and wondered what it means? Imagine you just bought your dream house and took out a loan to pay for it. The company you borrowed the money from is called the “mortgage lender.” Now, once you...
Contemplating on closing your credit cards before applying for a mortgage? This can impact your credit score and, consequently, your mortgage application. The credit score plays a pivotal role in mortgage applications as it serves as a measure of an individual’s...
Have you been seriously looking into buying a home this year but struggling to come up with a down payment? One thing you can consider is using your tax refund. It’s actually common for many first-time homebuyers to use their tax refunds as a viable down payment...
Feeling lost when the door to a home loan seems to close? If you don’t qualify for a home loan in San Diego, there are several steps you can take to improve your financial situation and increase your chances of qualifying for a mortgage in the future. We’re...
