VA Home Loan Advantages

VA Home Loan Advantages

One in every ten adults in San Diego County is a veteran of military service. Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and income for the loan...
Real Estate 101: Market Value vs. Appraised Value vs. Assessed Value

Real Estate 101: Market Value vs. Appraised Value vs. Assessed Value

Ah, real estate… you and your confusing terminologies again. But don’t fret – we’re always here to help and in a few, we are dropping some new real estate knowledge for you. It is essential to understand the difference between market value, appraised value, and...
How to Determine a Recession Is Coming

How to Determine a Recession Is Coming

We think it’s safe to say that 2020 is an unforgettable year for all of us. It marked the advent of COVID-19 pandemic which caused a significant decline in economies around the world. The National Bureau of Economic Research (NBER) stated that, “at the end of 2021, we...
FHA Loans: Everything You Need to Know

FHA Loans: Everything You Need to Know

Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
What Are the Benefits of Refinancing a Mortgage?

What Are the Benefits of Refinancing a Mortgage?

With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
Here’s What You Need To Get Your Mortgage Approved

Here’s What You Need To Get Your Mortgage Approved

So you’ve decided to buy your first home – good for you! As exciting as picking your favorite listing and moving in is, there’s actually more to a home purchase. This also means you probably need to get a mortgage. It’s vital to find the right loan with the most...