How to Determine a Recession Is Coming

How to Determine a Recession Is Coming

We think it’s safe to say that 2020 is an unforgettable year for all of us. It marked the advent of COVID-19 pandemic which caused a significant decline in economies around the world. The National Bureau of Economic Research (NBER) stated that, “at the end of 2021, we...
FHA Loans: Everything You Need to Know

FHA Loans: Everything You Need to Know

Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
What Are the Benefits of Refinancing a Mortgage?

What Are the Benefits of Refinancing a Mortgage?

With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
Here’s What You Need To Get Your Mortgage Approved

Here’s What You Need To Get Your Mortgage Approved

So you’ve decided to buy your first home – good for you! As exciting as picking your favorite listing and moving in is, there’s actually more to a home purchase. This also means you probably need to get a mortgage. It’s vital to find the right loan with the most...
The 10 Commandments of Getting a Home Loan

The 10 Commandments of Getting a Home Loan

With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...
Everything You Need to Know About VA Loans

Everything You Need to Know About VA Loans

The Veterans Affairs (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them buy, build, repair, retain, or adapt a home for their own personal occupancy. But, 1 out of 3 active-duty...