The Truth About Your Credit Score

The Truth About Your Credit Score

A credit score is precious. You need to protect your credit score like you do your children. However, there are many common myths about credit reporting and credit scores. Check out the infographic below which debunks the most common myths about credit scores. And, if...
You Don’t Need 20 Percent Down to Buy a Home

You Don’t Need 20 Percent Down to Buy a Home

A survey by Ipsos found that the American public is still somewhat confused about the types of requirements to obtain a mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today.DOWN PAYMENTThe survey...
How will a short sale affect my credit score?

How will a short sale affect my credit score?

How will a short sale affect my credit score? Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used...