Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

Buying a home entails more than just choosing a property from listings and settling in. It can be an enormous task, that’s why it’s wise to hire pros to help you along the way. But who do you turn to first: the lender or a real estate agent?  The ideal sequence is...
Factors That May Impact Homeowners Insurance

Factors That May Impact Homeowners Insurance

Homeowners insurance, or sometimes called a home insurance, is a type of insurance policy that provides financial protection for your home and its contents in the event of damage, loss, or liability. It is important because it provides coverage for the repair of...
Things to Avoid Before Applying for a Mortgage

Things to Avoid Before Applying for a Mortgage

Planning to buy a home? The key is to prepare and maintain excellent financial health. And we’re not just talking about the down payment! Improve your chances of getting approved for a home loan and be eligible for better interest rates and terms — here are some...
The Truth About Your Credit Score

The Truth About Your Credit Score

A credit score is precious. You need to protect your credit score like you do your children. However, there are many common myths about credit reporting and credit scores. Check out the infographic below which debunks the most common myths about credit scores. And, if...
You Don’t Need 20 Percent Down to Buy a Home

You Don’t Need 20 Percent Down to Buy a Home

A survey by Ipsos found that the American public is still somewhat confused about the types of requirements to obtain a mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today.DOWN PAYMENTThe survey...