Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

Buying a home entails more than just choosing a property from listings and settling in. It can be an enormous task, that’s why it’s wise to hire pros to help you along the way. But who do you turn to first: the lender or a real estate agent?  The ideal sequence is...
Things to Avoid Before Applying for a Mortgage

Things to Avoid Before Applying for a Mortgage

Planning to buy a home? The key is to prepare and maintain excellent financial health. And we’re not just talking about the down payment! Improve your chances of getting approved for a home loan and be eligible for better interest rates and terms — here are some...
Loan Programs to Assist Downpayment

Loan Programs to Assist Downpayment

Do you want to buy a home but you don’t have enough money saved for the down payment yet? Good news for you – here are 3 of the most common buyer-assist programs you can look into that make it easier to purchase a home in California.   Loan Programs to Assist...
You Don’t Need 20 Percent Down to Buy a Home

You Don’t Need 20 Percent Down to Buy a Home

A survey by Ipsos found that the American public is still somewhat confused about the types of requirements to obtain a mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today.DOWN PAYMENTThe survey...