Loan Denied? Here Are Your Next Steps

Loan Denied? Here Are Your Next Steps

Feeling lost when the door to a home loan seems to close? If you don’t qualify for a home loan in San Diego, there are several steps you can take to improve your financial situation and increase your chances of qualifying for a mortgage in the future. We’re...
Buying Rental Properties: Cash Vs. Mortgage

Buying Rental Properties: Cash Vs. Mortgage

  When it comes to buying rental properties, you can choose between making a cash purchase or securing a mortgage loan. Each method has its unique benefits and drawbacks. Here’s a comparison of purchasing rental properties outright with cash versus opting...
Mortgage Wars: 15-Year vs. 30-Year

Mortgage Wars: 15-Year vs. 30-Year

In this blog, we explore the pros and cons of mortgage terms. Pick your winner, let the battle of the terms begin.   Advantages of a 15-Year Fixed Mortgage: Lower interest rate: Typically, 15-year mortgages offer lower interest rates compared to 30-year...
Things to Avoid Before Applying for a Mortgage

Things to Avoid Before Applying for a Mortgage

Planning to buy a home? The key is to prepare and maintain excellent financial health. And we’re not just talking about the down payment! Improve your chances of getting approved for a home loan and be eligible for better interest rates and terms — here are some...