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Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
Choosing the Right Paint Finish
Updating your home with a coat of paint will bring a new vibe and freshen up the home without hurting your wallet too much. Colors give the effect and ambiance to your home but have you ever put any thought into the sheen of the paint itself? Some paint finishes...
How Property Taxes in California Are Calculated
As a homeowner, you are expected to pay property taxes. And sometimes, especially if you’re a new homeowner, these taxes and charges can cause overwhelm and confusion. We’re here to help you gain clarity regarding real estate taxes in the state of California....
Household Items You Should Always Buy Used
Flea markets, garage sales, and thrift shops are always great places to find something unique and useful for your home for a fraction of a price. However, there are some things that are a no-no to buy used, but certainly, there are some that are still worth giving a...