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Who’s buying homes these days?
Are you buying homes? Who do you think are buying homes nowadays? Buying your house is both a financial and emotional decision that involves many factors. For most home buyers purchasing a home is one of the largest financial transactions they will make. We...
Wire Transfer Fraud Warning
Everything in your real estate transaction is going smoothly and you are ready to send your money to escrow. Just a few steps in the transactions and you will have your dream house. Even though everything seems to be going well, you’ll need to be very aware...
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
FHA Loans: Everything You Need to Know
Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
Who Pays Real Estate Fees?
We often get calls asking our office after rendering real estate advice or consultation, “Thanks for helping. How much do I owe you?” And we always reply with – “Nothing.” So, who pays us? A Realtor® represents either a buyer or a seller in a real estate transaction....
How to Combine Warm and Cool Colors Like a Pro
It is fair to say that color is part science and part art. Color is a form of non-verbal communication that can affect our mood and emotions, that’s why it’s crucial to create a color scheme for your space. The more you know about how color works, the easier it will...