With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
So you’ve decided to buy your first home – good for you! As exciting as picking your favorite listing and moving in is, there’s actually more to a home purchase. This also means you probably need to get a mortgage. It’s vital to find the right loan with the most...
