Owning a home is a huge milestone in one’s life. It may entail long-term or even permanent responsibilities that you need to be prepared for. You may need to make adjustments before and after a home purchase. Here are some changes you may need to prepare for before...
Buying a home in spring can be different from buying a home at other times of the year because of increased inventory, better weather conditions, end of school year and tax refunds. These factors tend to make spring a busy and competitive season for real estate. Gear...
Do you want to buy a home but you don’t have enough money saved for the down payment yet? Good news for you – here are 3 of the most common buyer-assist programs you can look into that make it easier to purchase a home in California. Loan Programs to Assist...
With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...