Want to Buy a Home? Here Are Changes You Need to Make

Want to Buy a Home? Here Are Changes You Need to Make

Owning a home is a huge milestone in one’s life. It may entail long-term or even permanent responsibilities that you need to be prepared for. You may need to make adjustments before and after a home purchase. Here are some changes you may need to prepare for before...
How Homebuyers Can Prepare for Spring

How Homebuyers Can Prepare for Spring

Buying a home in spring can be different from buying a home at other times of the year because of increased inventory, better weather conditions, end of school year and tax refunds. These factors tend to make spring a busy and competitive season for real estate. Gear...
Loan Programs to Assist Downpayment

Loan Programs to Assist Downpayment

Do you want to buy a home but you don’t have enough money saved for the down payment yet? Good news for you – here are 3 of the most common buyer-assist programs you can look into that make it easier to purchase a home in California.   Loan Programs to Assist...
What Are the Benefits of Refinancing a Mortgage?

What Are the Benefits of Refinancing a Mortgage?

With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
The 10 Commandments of Getting a Home Loan

The 10 Commandments of Getting a Home Loan

With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...