Loan Programs to Assist Downpayment

Loan Programs to Assist Downpayment

Do you want to buy a home but you don’t have enough money saved for the down payment yet? Good news for you – here are 3 of the most common buyer-assist programs you can look into that make it easier to purchase a home in California.   Loan Programs to Assist...
What Are the Benefits of Refinancing a Mortgage?

What Are the Benefits of Refinancing a Mortgage?

With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
The 10 Commandments of Getting a Home Loan

The 10 Commandments of Getting a Home Loan

With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...
What Coronavirus Means For Your Mortgage

What Coronavirus Means For Your Mortgage

So many people throughout the United States and throughout California are impacted by COVID-19, the coronavirus. Many homeowners like yourself are probably full of questions, worries, and concerns about mortgage payments in light of the Coronavirus situation.  We hope...
Your Mortgage and the Coronavirus

Your Mortgage and the Coronavirus

Many homeowners like yourself are probably full of questions, worries, and concerns about mortgage payments in light of the Coronavirus situation. Our goal here is to alleviate some of your fears and discuss some of your options.  During the previous economic...