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Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
Loan Programs to Assist Downpayment
Do you want to buy a home but you don’t have enough money saved for the down payment yet? Good news for you – here are 3 of the most common buyer-assist programs you can look into that make it easier to purchase a home in California. Loan Programs to Assist...
FHA Loans: Everything You Need to Know
Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
Who Pays Real Estate Fees?
We often get calls asking our office after rendering real estate advice or consultation, “Thanks for helping. How much do I owe you?” And we always reply with – “Nothing.” So, who pays us? A Realtor® represents either a buyer or a seller in a real estate transaction....