How to Know if You Can Really Afford to Buy a Home

How to Know if You Can Really Afford to Buy a Home

If you’ve decided to buy a home and want to learn more about the financials, then you’re in the right place. You’re probably wondering how much you can afford. The following items are the most important money matters to consider. Know Your Debt-To-Income (DTI) Ratio...
Legal Mistakes Home Buyers Make

Legal Mistakes Home Buyers Make

  First-time homebuyer? Good for you! There’s more to a home purchase than picking that one home you love. There are essential steps home buyers must keep in mind to make a home sale smooth and hassle-free. But did you know that there are some legal matters you...
VA Home Loan Advantages

VA Home Loan Advantages

One in every ten adults in San Diego County is a veteran of military service. Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and income for the loan...
Perks of Owning a Home

Perks of Owning a Home

Labeling yourself a “homeowner” really has a nice ring to it, right? Not only that but there are many other pros to this new role. Here are the major advantages of owning a home. You Can Create Your Dream Home. You have the freedom to make changes in your living...
Real Estate 101: Market Value vs. Appraised Value vs. Assessed Value

Real Estate 101: Market Value vs. Appraised Value vs. Assessed Value

Ah, real estate… you and your confusing terminologies again. But don’t fret – we’re always here to help and in a few, we are dropping some new real estate knowledge for you. It is essential to understand the difference between market value, appraised value, and...
How to Make Sure It’s the Right Neighborhood

How to Make Sure It’s the Right Neighborhood

There’s a reason why in real estate the phrase “Location, location, location” is always said. In real estate, we use the term “external obsolescence”, meaning a depreciation in the value of a home due to factors that exist outside the property itself. And the...