Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
So you’ve decided to buy your first home – good for you! As exciting as picking your favorite listing and moving in is, there’s actually more to a home purchase. This also means you probably need to get a mortgage. It’s vital to find the right loan with the most...
With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...
The Veterans Affairs (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them buy, build, repair, retain, or adapt a home for their own personal occupancy. But, 1 out of 3 active-duty...
When COVID-19 hit the United States, many people began to worry about the economic outlook, including the housing market. Our office was fielding inquiries from people wondering whether they should sell or buy, and whether the market is going to drop as a result of...