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Helpful real estate info from the pros.
Wire Transfer Fraud Warning
Everything in your real estate transaction is going smoothly and you are ready to send your money to escrow. Just a few steps in the transactions and you will have your dream house. Even though everything seems to be going well, you’ll need to be very aware...
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Smart Holiday Decor To Spice Up Your Home
It’s that time of the year again! You’ve probably already put up your wreaths and trees up by this time. But in case you’re on a hunt for something unique to add this year, why not check out these high-tech, holiday decor? Level up your holiday cheer with these smart...
Unravel Your Fears about Buying a Home
Making a home purchase is one of the biggest decisions you’ll make in your life. It’s very understandable to have feelings of doubt and worry whether to go for it, hold on it, or scrap the idea altogether. We’re here to help you clear the brain fog by providing you...
The 10 Commandments of Getting a Home Loan
With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...
Things That You Have at Home to be Thankful for During the Pandemic
You’ve probably heard this time and time again this year — instead of feeling “stuck at home”, why not say “safe at home”. But sometimes, it’s just hard to see the light at the end of the tunnel, right? And you’ve probably heard this one too — no matter where you are...
Effortless Thanksgiving Home Decor
Thanksgiving in the time of COVID this year is surely one all of us will never forget—probably no visit to grandma’s.. Instead, celebrating alone or virtually via Zoom. Whatever you decide on doing this year, there’s a simple way to feel the spirit of Thanksgiving at...
Everything You Need to Know About VA Loans
The Veterans Affairs (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them buy, build, repair, retain, or adapt a home for their own personal occupancy. But, 1 out of 3 active-duty...
How to Decorate Around a TV
Got a big blank TV wall? Decorating around a TV can enhance the overall look of your living space and create a more cohesive and stylish design. Below are some tips on how to decorate around a TV. But first, let’s talk about how to position your unit. Tips when...
Needs and Wants Checklist for Buyers
Home buying involves a lot of decision-making. Sometimes, the line between needs and wants get all blurred out, making the process more overwhelming. This inspired us to create a House Hunting Checklist to help you prioritize and identify essential features and...
Hidden Home Dangers You Should Never Ignore
Hidden home dangers can be lurking in various areas of your house, and it's essential not to ignore them as they can pose serious risks to your health and safety. Keep your eye on these hidden home dangers that you should never overlook: Hidden Home Danger: Carbon...