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Helpful real estate info from the pros.
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
Pros And Cons Of Homeowner Associations
When brought into light, talking about Homeowners Associations or HOAs gets mixed feelings from people. According to the Community Associations Institute, nearly nine in 10 residents (89%) believe that their governing board “absolutely” or “for the most part” serves...
Ways to Hold Title to Your Property in California
One of the important considerations, and unfortunately, least thought of things when buying a home is the way you hold title to your property. It will determine how your ownership will be structured, how it will be sold, taxed, etc. Ideally, it’s best to talk to a...
Smart Holiday Decor To Spice Up Your Home
It’s that time of the year again! You’ve probably already put up your wreaths and trees up by this time. But in case you’re on a hunt for something unique to add this year, why not check out these high-tech, holiday decor? Level up your holiday cheer with these smart...
Unravel Your Fears about Buying a Home
Making a home purchase is one of the biggest decisions you’ll make in your life. It’s very understandable to have feelings of doubt and worry whether to go for it, hold on it, or scrap the idea altogether. We’re here to help you clear the brain fog by providing you...
The 10 Commandments of Getting a Home Loan
With recent low rates on mortgage (at 2.72% for a 30-year loan as of this writing), it’s totally understandable that you and others are compelled to make a home purchase now. But before you do that, we want to help you set it straight and avoid the following financial...
Things That You Have at Home to be Thankful for During the Pandemic
You’ve probably heard this time and time again this year — instead of feeling “stuck at home”, why not say “safe at home”. But sometimes, it’s just hard to see the light at the end of the tunnel, right? And you’ve probably heard this one too — no matter where you are...
Buying Rental Properties: Cash Vs. Mortgage
When it comes to buying rental properties, you can choose between making a cash purchase or securing a mortgage loan. Each method has its unique benefits and drawbacks. Here's a comparison of purchasing rental properties outright with cash versus opting for a...
Home Improvement DIY: No Power Tools Edition
A drill, orbital sander and the likes are great power tools to have at home for repairs and home improvement projects. But not everyone has access to these power tools. Good news, not all DIY home projects require power tools. These projects can be rewarding...
Sell Smarter: Negotiation Strategies for Homeowners
Negotiation is a highly valuable life skill. It’s not just about haggling over prices or making deals; it's a fundamental skill that empowers you to communicate effectively, resolve conflicts, and achieve your goals while maintaining positive relationships with...