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Helpful real estate info from the pros.
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
Spring Cleaning on a Shoestring Budget
As most of us are encouraged to stay at home these days to help prevent the spread of COVID-19, why not turn to do some spring cleaning? And you’ll be surprised that most items you need are already at home so you can keep your home tidy and sanitized on a dime. Here...
Can’t Pay Your Mortgage? Read This
I think we can all agree that the world did a 180-degree turn in just a few short weeks. From a thriving stock market and global economy, the COVID-19 virus has impacted millions of people. From mortgage holders to renters, there are very few folks in the United...
House Problems: Early Signs You Don’t Want to Ignore
Nobody wants a money pit. Here are some red flags to watch out for in your home that needs immediate fixing before things get out of hand. Pilot light goes out on the water heater So the pilot light went out and now your home’s water will be freezing cold. (Uh oh!) It...
World Sleep Day: 5 Things You Should Know About Bedrooms
With World Sleep Day coming up, we thought it would be fun to discuss not only ways to get better sleep but also tips and tools for an aesthetically pleasing bedroom. Nice looking bedrooms—sweet sleep and increased interest in your home—if you were to put it on the...
Should Your Home Be Vacant When You Sell?
We are settling it once and for all: Should a home be occupied or vacant during a sale? While there are pros and cons to both scenarios, believe it or not, choosing to stay ultimately is the better option. If you or anyone you know is thinking of selling and looking...
5 Reasons Spring Is a Great Time to Buy a Home
Thinking of finally getting your own home this Spring? This season is the busiest time in real estate and here are reasons why it is a good time to buy and hopefully help you ‘spring ahead’ to a decision. Extra cash from your tax refund For those who finish their...
We Swear by These Amazon Cleaning Products
The beautiful flowers blooming outside signal all of us that it’s that time of the year to spruce up and do a general clean-up in our homes. Perhaps you’ve spent so many hours and money on cleaning items and hacks online that just won’t clean enough. We get it, so...
The Recipe for Finding the Right Home for You
You might find yourself craving for a new home right now. Finding the right home is in some way like cooking… you will need to follow a tried-and-tested recipe to make the process easier, so there’s less guesswork for you and you’re guaranteed a delicious meal. If...
10 Little Things We Do Daily That Are Ruining Our Homes
“Expect the unexpected, as life is full of surprises…” as they say. But when it comes to home keep and health problems, it can be quite a bummer. If you want to avoid headaches down the road, there are things you can stop doing on the daily to make sure your home is...