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Helpful real estate info from the pros.
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
5 Ways to Get Your Home Ready to Sell
Are you thinking of selling your home? If you are thinking about selling your home, it’s a good idea to spend some time preparing it for sale. In doing this, you can increase the amount of money you get once you put it on the market. Check out...
Here’s how California residents can help prevent wildfires
Last year mother nature was not kind to California as wildfires broke out throughout our state. Sadly, it was the most destructive wildfire season on record which saw multiple wildfires burning across California. The homes that burn during the...
The Real Estate Deal That Got Away
Did you ever wonder why some pending sales never close? The real estate deal that slips away in your hands. So near to being sold but the buyer must cancel and the transaction never makes it to the closing table. Believe it or not, there are...
You Asked: Why Is a Home Appraisal Important?
A home appraisal is an unbiased professional opinion of a home’s value and it is almost always used when purchasing a home. In a purchase, an appraisal is used to ascertain whether the home’s contract price is appropriate given the home’s current condition,...
Ways To Be More Effective While You Work From Home
If you’re one of the many people who’s just getting the hang of work-from-home lifestyle, we’re guessing that sometimes, you find yourself lacking motivation, feeling like you’re in a slump and prone to procrastination, especially when Netflix is a little too...
Tips To Sell a Home Safely During the Coronavirus
Good news for home sellers: You are in a good position right now as there is little supply of homes for sale and there are quite a large number of buyers shopping around. The coronavirus has definitely reshaped the way we do real estate. Aside from observing social...
How to Save $100k To Buy Your New Home
Buying a home is often the largest purchase one will make in a lifetime. And saving $100K on your next home sounds crazy, right? While saving up for a whopping six-figure milestone down payment may be a challenge for some, it is not actually impossible. How to save...
Considering a Fixer-Upper? Signs to Avoid a Money Pit
There are times when buyers can score a great deal on fixer-uppers. Sometimes, when a property just requires too much TLC, it eventually turns out to be not a good investment after all. Before making an offer, keep a keen eye on some signs of a money pit property:...
4 Easy Things to do to Make Your Home a Happier Place
When your entire life is happening inside your home, especially these days, it matters how that space feels and functions. Your space should feel like an oasis -- a refuge from all the not-so-good things happening in our lives. In fact, there are simple tweaks you can...
What Coronavirus Means For Your Mortgage
So many people throughout the United States and throughout California are impacted by COVID-19, the coronavirus. Many homeowners like yourself are probably full of questions, worries, and concerns about mortgage payments in light of the Coronavirus situation. We hope...
The Difference Between Using the Bank and a Mortgage Broker
We get this question a lot from our first time buyers — are banks and mortgage brokers the same? The quick answer is no and here’s the definition and difference between the two. A bank offers you a home loan. They usually have a set rate and strict rules for approving...
Does Size Matter? Should I Buy a Big House or a Small House?
Not sure what size of home is the right one for you? We share the pros and cons of having a big house or a small house. Now, the size of a home depends on how you define it or relative to your current living situation. When we talk about small houses, we’re not...
Reasons To Speak With A Lender Even If You’re Not Ready To Buy Yet
Buyers usually start their house-hunting process just after having saved up for a downpayment. It makes perfect sense right? But did you know that you need not wait until you saved up for a downpayment before talking to a mortgage lender? The following are the...