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Helpful real estate info from the pros.
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
5 Ways to Get Your Home Ready to Sell
Are you thinking of selling your home? If you are thinking about selling your home, it’s a good idea to spend some time preparing it for sale. In doing this, you can increase the amount of money you get once you put it on the market. Check out...
To Mix or To Match: How to Choose Appliances for Your Kitchen
The kitchen is the heart of the home. If you’re currently thinking about renovating this space, you’re also probably considering buying new appliances. And if you’re asking yourself - to mix or to match, here are some of the most common concerns and we got you...
On Trend: What is a Housiversary?
Nowadays, people celebrate almost about anything – from Pizza Day to Clean Out Your Refrigerator Day. It’s no surprise that we humans came up with the idea of Housiversary too – where homeowners celebrate annually the day they officially owned their...
Why Now Is A Good Time To Buy A Home
If you’re looking for a sign, this is it – now is a great time to make a home purchase. If you have been renting for some time, you may want to consider buying a house instead, because the money you pay your property owner is basically paying someone else’s mortgage!...
Ways To Be More Effective While You Work From Home
If you’re one of the many people who’s just getting the hang of work-from-home lifestyle, we’re guessing that sometimes, you find yourself lacking motivation, feeling like you’re in a slump and prone to procrastination, especially when Netflix is a little too...
Tips To Sell a Home Safely During the Coronavirus
Good news for home sellers: You are in a good position right now as there is little supply of homes for sale and there are quite a large number of buyers shopping around. The coronavirus has definitely reshaped the way we do real estate. Aside from observing social...
How to Save $100k To Buy Your New Home
Buying a home is often the largest purchase one will make in a lifetime. And saving $100K on your next home sounds crazy, right? While saving up for a whopping six-figure milestone down payment may be a challenge for some, it is not actually impossible. How to save...
Can Neighbors Affect My Property Value?
In real estate, we use the term “external obsolescence”, meaning a depreciation in the value of a home due to factors that exist outside the property itself. And the neighborhood is one. Ideally, you’d want to have a community that has the following: Key businesses,...
How to Change the Size of a Room with Paint
We shared in a previous blog about the power of color and how it creates mood in a space. Now, we’ll talk about the power of paint on how it can create a visual impact on a room. The amazing people at Liven Design illustrate how you can seemingly change the physical...
Quick Morning Cleaning Routine
Busy moms, we hear you! Hate having to constantly catch up on cleaning every after work or on the weekends? A few minutes in the morning is all you need — seriously! You can achieve a clean and tidy home in a fraction of the time and here’s a cleaning plan you can...