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Helpful real estate info from the pros.
Wire Transfer Fraud Warning
Everything in your real estate transaction is going smoothly and you are ready to send your money to escrow. Just a few steps in the transactions and you will have your dream house. Even though everything seems to be going well, you’ll need to be very aware...
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Cleaning Tips We Learned From Restaurants
Restaurants are likely one of the best places to learn from when it comes to cleaning because first, they must meet health and sanitation requirements set forth by the government to ensure safe food preparation and handling. And secondly, it has to be done in an...
From Homeowner to property owner
Shifting from property dweller to property investor is a huge step. The reasons are oftentimes due to certain life changes like relocation or wanting financial freedom. Usually, first-time property owners decide to rent out their own home. We prepared below a list of...
Check it out: Minimalist Halloween Decor Ideas
Have you got your spook on yet? If you don’t feel like going all out this Halloween for your decorations, perhaps you can take inspiration from these minimalist decor ideas. Plus, some of the DIYs require little effort as well. DIY Spooky Halloween Candles These...
How to Prepare Your Home For Sale With Pets
We love our pets. But when it’s time to sell your home, it can be more challenging as a pet owner because living with pets can reduce your home's value. We are at Broadpoint Properties care so much for our furry friends and we’re here to help. If you’re worried that...
How COVID-19 Changed Our Lives and Homes
The past months have been a roller coaster of emotions for most of us. With many shelter-in-place policies and the public stuck in the four walls of our homes, still, a lot of things can happen. We reached out to a few folks to check in on them and learn about how the...
The Stress of Surprise Home Repairs
Life is full of surprises. But one that any homeowner is not so thrilled about are surprise home repairs. (Oh no!) Whether it be a water leak, or something just broke and needs replacement, the stress of home repairs can happen at any time and nearly half of...
Keep Ants Out of Your Home for Good
You are a champion in keeping your home spic and span. But, still baffled to find your home still being pestered by ants? Here’s an awesome infographic from Infographic Bee to help you get rid of them safely. Observe Ants can enter your home through the...
20 Things in Your House You’ve Never Bothered to Clean but Should
There are several often-overlooked things in your house, probably collecting years of dust and dirt at this point that also deserve your attention and care too. Here are things in your home that you’ve probably never bothered to clean but you probably should. ...
Factors That May Impact Homeowners Insurance
Homeowners insurance, or sometimes called a home insurance, is a type of insurance policy that provides financial protection for your home and its contents in the event of damage, loss, or liability. It is important because it provides coverage for the repair of...