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Wire Transfer Fraud Warning
Everything in your real estate transaction is going smoothly and you are ready to send your money to escrow. Just a few steps in the transactions and you will have your dream house. Even though everything seems to be going well, you’ll need to be very aware...
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
Important Factors to Consider in Real Estate Investing
Got extra cash lying around and thinking of the best way to grow it? Consider income property. Real estate investing can be lucrative and fulfilling when done right. To help you make a more sound decision and here are some important factors to consider before entering...
Smart Kitchen Tools to Improve Your Cooking
We live in a very exciting time right now. Smart technology gets better through time and it’s great that we experience its perks in our daily lives and that includes improvements in our kitchen. We’ve got all sorts of things from an automatic stirrer to a fridge that...
First-Time Buyer Vocabulary: Cheat Sheet
Buying a home is an exciting milestone. The process can be overwhelming in itself, but sometimes you can get lost with the real estate terminologies. Don't get caught saying, “What does it mean?” during a home purchase transaction. Here are words home buyers...