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How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
Reasons Sellers Need a Real Estate Agent
One shouldn’t treat a broken bone without seeking help from a doctor. And in order to sell your San Diego County home for top dollar, finding the right real estate agent to partner with is the first step and one that should not be taken lightly. A good real estate...
Important Factors to Consider in Real Estate Investing
Got extra cash lying around and thinking of the best way to grow it? Consider income property. Real estate investing can be lucrative and fulfilling when done right. To help you make a more sound decision and here are some important factors to consider before entering...
Smart Kitchen Tools to Improve Your Cooking
We live in a very exciting time right now. Smart technology gets better through time and it’s great that we experience its perks in our daily lives and that includes improvements in our kitchen. We’ve got all sorts of things from an automatic stirrer to a fridge that...