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What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
A Quick Guide to Real Estate Transaction Fees
Wondering who pays what between the buyer and seller in a real estate transaction? This infographic from NestBend.com might help you have a good bird’s eye view and a better understanding of what the fees are in a real estate transaction. We recommend that you...
Things to Get Rid of Right Now, Room by Room
“Your home is a living space, not a storage space.” - Francine Jay, Author of The Joy of Less and Lightly. Less is now the new more. It's time to lighten the load in your home! Consider getting rid of the following and declutter your home one room at a time. Home...
Reasons Sellers Need a Real Estate Agent
One shouldn’t treat a broken bone without seeking help from a doctor. And in order to sell your San Diego County home for top dollar, finding the right real estate agent to partner with is the first step and one that should not be taken lightly. A good real estate...