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What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
10 Little Things We Do Daily That Are Ruining Our Homes
“Expect the unexpected, as life is full of surprises…” as they say. But when it comes to home keep and health problems, it can be quite a bummer. If you want to avoid headaches down the road, there are things you can stop doing on the daily to make sure your home is...
Homebuyer Hacks: Difference Between Pre-Qualified vs Pre-Approved
Both pre-qualification and pre-approval are smart moves when buying a home. Yet there is some confusion between the two real estate terms. Knowing the difference between the two can save you from potentially losing the home of your dreams. Here are some main...
Freshen Up Your Home for Spring
Spring is blooming soon! Give your space a new feel and update your home for the new season. We found simple spring decorating ideas from these lovely homes to inspire you. (Spoiler: No bunnies!) Time to update your coffee table decor It’s the...