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Who’s buying homes these days?
Are you buying homes? Who do you think are buying homes nowadays? Buying your house is both a financial and emotional decision that involves many factors. For most home buyers purchasing a home is one of the largest financial transactions they will make. We...
Wire Transfer Fraud Warning
Everything in your real estate transaction is going smoothly and you are ready to send your money to escrow. Just a few steps in the transactions and you will have your dream house. Even though everything seems to be going well, you’ll need to be very aware...
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
How Prop 19 Works
Property taxes increase when a property changes ownership. The taxable value of most properties is less than what they could be sold for. This is because the price most properties could sell for grows faster than 2 percent per year. Because of this, when a property...
Low End vs Luxury Real Estate: Which Is A Better Investment
Whether you're looking into it now or thinking about investments in the future, you might be wondering which league you want to play in the real estate investing game — the low end or high end? Much like any investment, you must know your numbers. We share the things...
Your Must-Have Homebuyer Checklist
Are you ready to buy a home? There’s more to a home purchase than picking your favorite listing and just moving in. There are several reasons why the process takes a while: the biggest reason is that it’s tough for home buyers to find their dream home at their dream...