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How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
Caring for the Most Neglected Parts of Your Home
If your muddy dog suddenly runs inside the house, you wipe the dirt up. If the trash is full, you take it out. We all know how to care and keep our homes clean, but let’s face it -- there are areas in the house that we tend to forget. We get it — life happens, you’re...
Things To Look Out For When Viewing A Property
Are you thinking of buying a home? Aside from the things you need to prepare before making a purchase, you also need to prepare some questions and mental notes when looking around for a home. Here are some important considerations when buying a house in California....
Smart Gadgets We Are Loving Right Now (and You Will Too!)
Our homes may not look as futuristic as the ones in The Jetsons yet, but we sure have gone far, and technology continues to evolve rapidly. Now, almost everything in your home can be connected through WIFI. Our application of robotics and artificial intelligence keeps...