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California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Market Update: Is It Better to Rent or Buy?
While there may be certain very specific reasons that someone opts to be a tenant versus a homeowner in San Diego County, homeownership during our current real estate market, may provide you with some annual savings. Watch the latest buy vs. rent analysis from San...
What Are You Thankful for This Year?
It’s almost Thanksgiving, and there seems to be no better time to reflect and express thanks and gratitude, not only for what we have but also for those that support us and who have helped us to be successful this year. We asked our team at Broadpoint Properties what...
Fall Decorating Ideas Without Pumpkins
Tired of the usual pumpkin patch decor? Or perhaps you are not fond of bright reds and oranges. There are still ways to embrace fall and dress up your home for the season. We found unique fall decor ideas, with zero pumpkins that are easy and elegant ways to...