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Mello-Roos, California Home Buyers Must Know What They Are
What Are Mello-Roos? California home buyers need to know the definition of the term Mello-Roos. Have you ever heard it before? Do you know what Mello-Roos are? Simply put, Mello-Roos is a special tax assessed to homeowners in a community as repayment for...
What Does ‘Mortgage Servicer’ Mean? Why Is Knowing this Important?
If you are trying to contact your lender to work out a payment plan or discuss some other matter, knowing who owns your mortgage can be very helpful. Unfortunately finding out is not as easy as it sounds since more often your mortgage lender is not the one...
What Are the Benefits of Refinancing a Mortgage?
With recent interest rates at historic lows, you may be able to decrease your monthly payment and save thousands by refinancing your loan to a lower rate. As of this writing, a 30-year fixed refinance rate is at 3.090% with an annual percentage rate (APR) of 3.250%....
Housekeeping Lessons from the Japanese
Tidiness and home organization is a universal trend lately during the pandemic as we are mostly at home. With the popularity and aspiration to have a home like that of Marie Kondo and Muji, you might say that the Japanese people are doing it right when it comes to...
Things to Consider When You’re Renovating to Sell
The key to a successful renovation to sell is only doing things that add value to your property. It’s always helpful to be prepared, and that’s especially true when you’re scraping off tiles, tearing down cabinets and creating the kitchen of your dreams, all while...