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Helpful real estate info from the pros.
California Real Estate Market Update
The California real estate market is sizzling and continues to sizzle… As we all see with the influx of tech companies in the area, low inventory is prevalent and prices continue to increase. Prices are increasing, which makes it challenging for...
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
Should I Downsize My Home?
More and more people are considering downsizing their homes due to a wide variety of situations. You can benefit from downsizing by saving both stress and money. See the infographic below for some of the top reasons why people are doing it. If you strongly...
How To Get Started In Real Estate Investing
There’s a reason why successful entrepreneurs and investors like to acquire property as a long-term investment. Real estate investing can be lucrative, when done right. It adds diversification to your current investment portfolio and is another source of income....
How To Make Your Backyard Ready For Summer
The summer breeze is on its way. Although the coronavirus is not yet going anywhere, it should not hinder our inner sunshine to enjoy the coming season. Why not embrace the warmer days at home by getting creative with some at-home activities and dressing up your...
Family Activities for Home During Quarantine
Running out of shows to watch or games to play at home? Here are some fun things to keep yourself and your family occupied beyond your usual at-home hobbies during your coronavirus quarantine. Fun Family Activities During Quarantine Have a vacation from home...
Can You Still Buy a Home in California During Coronavirus?
2535 Valley View Gln, Escondido, a property we listed during the Coronavirus and is now pending or under contract. The Coronavirus has interrupted home purchase plans for some, while there are those who are looking for a buying opportunity now that mortgage rates are...
Can You Sell Your California Home During Coronavirus?
It’s Spring, and it’s said to be the best time to sell a home. You’re decided and are excited to list your property, then just like that, the Novel Coronavirus has hit the world. The first thing many people who want to sell now are asking: Can we sell a house during...
False Assumptions About Real Estate Agents
Driving nice cars, looking at homes all day, and going to fancy lunch meetings – ah, what a sweet life a real estate agent has, right? Hate to break it to you but these stereotypes are far from reality. Today, we debunk some common assumptions about real estate...
Things to Consider Before You Buy a Foreclosure
We always talk about homebuying must-dos and tips here in our blog. Buying a foreclosure home is a slightly different story. The main difference between buying a foreclosure and a traditional property is that with a foreclosure, the seller is the bank. They are...
Things to Do When Moving into a New Home
Want a hassle-free move? The key is to be organized and plan your move well in advance. We’ve got you covered: 6 Weeks Before: Buy moving supplies such as boxes, tape, bubble wrap and other moving essentials. Downsize belongings. This will help save money on your...