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Helpful real estate info from the pros.
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
5 Ways to Get Your Home Ready to Sell
Are you thinking of selling your home? If you are thinking about selling your home, it’s a good idea to spend some time preparing it for sale. In doing this, you can increase the amount of money you get once you put it on the market. Check out...
Buyers and Sellers – Surviving the Home Inspection
It's very important for both a home seller and buyer that the property fare well on the inspection, for it means no serious issues have been discovered. But what exactly are the things to watch out for? What’s in the Home Inspector’s Checklist? This depends on...
Make Sure You’re Not Doing These Four Things To Your Pool
Despite cities slowly opening, most are still keen to stay safe in their homes and spend their vacation indoors. The stay-at-home order doesn’t mean that summer is canceled this year- in fact, there’s a sudden demand for backyard swimming. Before taking a dip, we...
Socially Distanced Real Estate: How We Do It
The coronavirus has reshaped the way a highly personable industry—like real estate—does business. FaceTime tours, Facebook Live Q&As, and 3-D virtual tours are just some of the new norm activities done to attract buyers and sellers during quarantine. Here are the...
Finding Harmony: Feng Shui Basics for Your Home
You may already know about Feng Shui (pronounced “fung shway”) as it has gained popularity through celebrity enthusiasts like Gwyneth Paltrow and Marie Kondo. While this ancient Chinese belief—that the way your house is built or the way that you arrange objects...
How Broadpoint Properties Handles Fair Housing Law
How Broadpoint Properties Handles Fair Housing Law All of us at Broadpoint Properties are outraged about the recent murder of another Black person by Minneapolis police officers and the continued violent response by police against protestors. We have to speak out. We...
Should I Downsize My Home?
More and more people are considering downsizing their homes due to a wide variety of situations. You can benefit from downsizing by saving both stress and money. See the infographic below for some of the top reasons why people are doing it. If you strongly...
Timeless Kitchen Accents for Every Kitchen Style
“Trends, I hate that word because it gives people the excuse to keep making rash, sometimes expensive changes to their homes, only to regret it or tire of it in a few years’ time,” says Helen Parker, creative director of deVOL, the UK-based manufacturer of...
Fall Is the Most Beautiful Season —Here’s Proof
Colder air, warm surroundings — fall has finally come and we’re totally here for it. Some people are busy dressing up their homes to match this lovely season. Take a look at some of our favorite home fall inspirations that prove autumn is the most beautiful season....
Perks of Owning a Home
Labeling yourself a “homeowner” really has a nice ring to it, right? Not only that but there are many other pros to this new role. Here are the major advantages of owning a home. You Can Create Your Dream Home. You have the freedom to make changes in your living...