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Helpful real estate info from the pros.
How Will a Short Sale Affect My Credit Score?
Borrowers often ask, “How Will a Short Sale Affect My Credit?” An individual’s credit rating affects their ability to obtain financing and obtains favorable rates. FICO, the Fair Isaac Corporation, is the most widely used credit scoring system in the world....
What are the Tax Implications from a Short Sale
Tax Implications Borrowers are often concerned about the tax consequences of a short sale. This is because, up until fairly recently, mortgage debt on a primary residence that was forgiven from a Short Sale or Foreclosure could be counted...
Do You Qualify for a Short Sale Transaction
Many people wonder why the bank would allow them to participate in a short sale transaction.Can anyone short sale their property? In all short sales, the bank must assure that the borrower qualifies for the transaction. Most mortgage lenders...
Frequently Asked Questions about Short Sales
Frequently Asked Questions about Short Sales Here are the answers to the most Frequently Asked Questions about Short Sales: 1. I can’t make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want...
The Short Sale Process
The Short Sale Process begins when you sign a listing agreement to list your home for sale. At this time, your real estate agent will collect a number of personal documents that will be sent to your mortgage lender as part of a short sale...
Why Do a Short Sale?
Many borrowers wonder, “Why bother with a short sale? Shouldn’t I just let my property go to foreclosure?” – In most cases, the answer is ‘no.’ A short sale is a much better alternative to foreclosure or a deed-in-lieu of foreclosure because a short sale is...
What Is a Short Sale?
GENERAL INFORMATION Mortgage default is occurring in record numbers in San Diego County, particularly in Escondido, San Marcos, Vista, Oceanside, Carlsbad, Encinitas, Fallbrook, and Valley Center. A significant percentage of California borrowers are behind...
Short Sale Negotiation
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which...
5 Ways to Get Your Home Ready to Sell
Are you thinking of selling your home? If you are thinking about selling your home, it’s a good idea to spend some time preparing it for sale. In doing this, you can increase the amount of money you get once you put it on the market. Check out...
Considering a Fixer-Upper? Signs to Avoid a Money Pit
There are times when buyers can score a great deal on fixer-uppers. Sometimes, when a property just requires too much TLC, it eventually turns out to be not a good investment after all. Before making an offer, keep a keen eye on some signs of a money pit property:...
4 Easy Things to do to Make Your Home a Happier Place
When your entire life is happening inside your home, especially these days, it matters how that space feels and functions. Your space should feel like an oasis -- a refuge from all the not-so-good things happening in our lives. In fact, there are simple tweaks you can...
What Coronavirus Means For Your Mortgage
So many people throughout the United States and throughout California are impacted by COVID-19, the coronavirus. Many homeowners like yourself are probably full of questions, worries, and concerns about mortgage payments in light of the Coronavirus situation. We hope...
Buyers and Sellers – Surviving the Home Inspection
It's very important for both a home seller and buyer that the property fare well on the inspection, for it means no serious issues have been discovered. But what exactly are the things to watch out for? What’s in the Home Inspector’s Checklist? This depends on...
Make Sure You’re Not Doing These Four Things To Your Pool
Despite cities slowly opening, most are still keen to stay safe in their homes and spend their vacation indoors. The stay-at-home order doesn’t mean that summer is canceled this year- in fact, there’s a sudden demand for backyard swimming. Before taking a dip, we...
Socially Distanced Real Estate: How We Do It
The coronavirus has reshaped the way a highly personable industry—like real estate—does business. FaceTime tours, Facebook Live Q&As, and 3-D virtual tours are just some of the new norm activities done to attract buyers and sellers during quarantine. Here are the...
Gorgeous Greens: Ideas for Green Kitchen Cabinets
You’ve seen it all over this year — green is said to be the “it” color of 2022. If you’re feeling a bit playful and thinking of refreshing your kitchen cabinets, green is a good color to consider. Designers love playing with this versatile color and here’s proof....
The Ideal Home Cleaning Schedule: Are You Doing It Enough?
Some places can be a more common ground for germs that’s why experts recommend a regular cleaning schedule to follow. Thanks to Mattress Online UK, here’s what to clean and when. What do you think of this list? Are you cleaning often enough? Let us know in the...
Have a Thanksgiving Table You Can Be Proud Of
Thanksgiving is such a special time for families and food and one place becomes the heart of it to grace this event — the dinner table. Now before you bring out your china, your fanciest glasses, your shiniest silverware, and a centerpiece to impress your...