We are often asked why there is so much paperwork mandated by the bank for getting the right mortgage loan when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the...
As mortgage interest rates increase, the cost of borrowing increases. Interest rates (including mortgage interest) are dictated by several factors—specifically, how the economy and market are performing. So when the recession hits or the economy is under performing,...
When is the right time to buy a home or… is it better to rent? Is it a good time to buy a home now? If you have been renting for some time, you may want to consider buying a home. That’s because the money you pay your landlord is basically paying someone else’s...
Whether you have worked a short sale on your own or have been hearing that short sales are the way to go and don’t know how to get started, we are here to help you. Our office created the nationally recognized Short Sale Expeditor™ program which helps agents to close...
Is it better to rent or to buy? While there may be certain very specific reasons that someone opts to be a tenant versus a homeowner, once can see from the chart that with all things being equal, homeownership during our current real estate market, may provide you...
The City of Escondido has so many distinct parts. Did you know that it is comprised of four ZIP codes and that each area has its own climate and culture? Lomas Serenas, Rancho Verde, Sonata, Eureka Springs and Emerald Heights are just a few of the neighborhoods in the...
