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Helpful real estate info from the pros.
FHA Loans: Everything You Need to Know
Most people obtain a home through financing. You’re probably already familiar with some common types of home loans such as conventional financing through banks and veteran’s loans for active and retired military members. Some potential homebuyers who are not able to...
Who Pays Real Estate Fees?
We often get calls asking our office after rendering real estate advice or consultation, “Thanks for helping. How much do I owe you?” And we always reply with – “Nothing.” So, who pays us? A Realtor® represents either a buyer or a seller in a real estate transaction....
How to Combine Warm and Cool Colors Like a Pro
It is fair to say that color is part science and part art. Color is a form of non-verbal communication that can affect our mood and emotions, that’s why it’s crucial to create a color scheme for your space. The more you know about how color works, the easier it will...
Hands Down, Top Christmas Home Decor Items
It’s beginning to look a lot like Christmas! If your home hasn’t caught on yet, take a look at these Christmas decor items we love from Amazon that you can have delivered in time for the holidays. Top Christmas Home Decor Items From Amazon Pre-Lit...
Are Tiny Homes Worth It?
Thinking about ‘going tiny’? You may have been inspired by the idea after seeing it in TV shows like Tiny House, Big Living, Tiny House Nation, and Tiny House Builders. With the emergence of minimalism and eco-consciousness, some people are beginning to realize that...
Market Update: Is It Better to Rent or Buy?
While there may be certain very specific reasons that someone opts to be a tenant versus a homeowner in San Diego County, homeownership during our current real estate market, may provide you with some annual savings. Watch the latest buy vs. rent analysis from San...
What Are You Thankful for This Year?
It’s almost Thanksgiving, and there seems to be no better time to reflect and express thanks and gratitude, not only for what we have but also for those that support us and who have helped us to be successful this year. We asked our team at Broadpoint Properties what...
Fall Decorating Ideas Without Pumpkins
Tired of the usual pumpkin patch decor? Or perhaps you are not fond of bright reds and oranges. There are still ways to embrace fall and dress up your home for the season. We found unique fall decor ideas, with zero pumpkins that are easy and elegant ways to...
How to Properly Clean Your Fridge
Let’s get real: When was the last time you gave your fridge a good deep cleaning? Keeping the fridge clean means you’re preventing the breeding of germs that can further cause diseases like food poisoning. It is recommended to do a deep clean every three to four...
The Difference Between Using the Bank and a Mortgage Broker
We get this question a lot from our first time buyers — are banks and mortgage brokers the same? The quick answer is no and here’s the definition and difference between the two. A bank offers you a home loan. They usually have a set rate and strict rules for approving...
Does Size Matter? Should I Buy a Big House or a Small House?
Not sure what size of home is the right one for you? We share the pros and cons of having a big house or a small house. Now, the size of a home depends on how you define it or relative to your current living situation. When we talk about small houses, we’re not...
Reasons To Speak With A Lender Even If You’re Not Ready To Buy Yet
Buyers usually start their house-hunting process just after having saved up for a downpayment. It makes perfect sense right? But did you know that you need not wait until you saved up for a downpayment before talking to a mortgage lender? The following are the...
Prepare Your Home for a Real Estate Photographer
A photogenic home makes a good first impression and attracts more potential buyers. So sellers, take note — the following are ways to prepare your home for the listing photos. Make it sparkle We clean up when guests come over, right? So much more when...
How to Know if You Can Really Afford to Buy a Home
If you’ve decided to buy a home and want to learn more about the financials, then you’re in the right place. You’re probably wondering how much you can afford. The following items are the most important money matters to consider. Know Your Debt-To-Income (DTI) Ratio...
Your Annual Home Maintenance Checklist
Experts recommend an annual check-up to make sure your home is in tip-top shape and will be less prone to surprise repairs. Wrap up the year neatly and get your home ready for the coming year with the following to-dos: Ensure Main Water Shutoff Functions as Expected...
Why Winter Might Be the Perfect Time to Sell Your Home
Good news for sellers: Selling your San Diego home in the winter offers unique advantages for you. Here's why selling your home in San Diego during winter might be a smart move: There is reduced competition. With fewer properties on the market, your home receives...
Is Closing My Credit Card Account Good for a Mortgage Application?
Contemplating on closing your credit cards before applying for a mortgage? This can impact your credit score and, consequently, your mortgage application. The credit score plays a pivotal role in mortgage applications as it serves as a measure of an individual's...
Questions to Ask Your Contractors Before Hiring Them
The key to any successful home project lies in assembling the right person or team — professionals who can ensure the job is done effectively, within the established timeline, and without exceeding the budget. Before you say “You’re hired!” to a contractor, here are...